So, what if we need a new roof? What if the car breaks down? What if someone is sick? What if there aren’t enough driving lessons? What if vacation plans change? What if we can’t pay for college for the kids? UGH! The list of “what ifs” certainly can damper the success of what we have accomplished so far.
There is ALWAYS the potential for something to go wrong – and we have been on the occasional derailed path of many things going wrong at the same time. We have had the furnace go out, the hot water tank quit, the remodeling jobs that would never end, the remodeling jobs that were finished and really aren’t right, mechanical issues with vehicles, and more mechanical issues with vehicles, and larger than expected college bills thanks to incidental fees. Sometimes we get several of these incidents all at the same time. It is easy to become overwhelmed; it is easier to start to panic; there is sometimes a little sadness as you watch the “categories” you have built up be depleted much quicker than they filled.
But, reality is that this is life and we (personally) are in a position to manage all of these situations without difficulty. Our determination to buckle down and save has provided a financial safety net AND a psychological safety net. We do sometimes find ourselves still asking “What if?” but, when we take the time to step back and look at the situation – it never is as bad as we thought. The past 22 years have taught us many things (good/bad/scary). One of the most valuable lessons is to live life with gratitude.
Gratitude turns what we have into enough!
The realization that these “What ifs?” are just part of life and that we CAN get through them really helped us kick into the quality versus quantity frame of mind. As I have mentioned in prior posts, we do have things that we “splurge” on – vacations; laundry detergent and cleaning supplies that I don’t make (don’t let this fool you, I still use a lot of vinegar and baking soda for various things); eating out with the family once in a while; and plenty more luxuries that just make our lives a bit easier or happier sometimes. Don’t judge us – we won’t judge youJ But, our focus is totally different on where and why we are putting money in certain “envelopes”. Literally, we have tipped the scales.