Officially it has been 2019 for 22 days now. For us, the “New Year” really started mid fall when we made the decision that we were determined to be FIRE and that MrTB4M would be the first to leave his corporate job. This decision was multi-factorial – 1) I had already had a brief period of being home while he was sole provider; 2) his job was NOT making him (and therefore the rest of us) happy; 3) his secondary business of driver training had potential to provide a little extra income if needed and maybe could grow into a business that could get both of us home.
We have stayed the course and we are on track! Every paycheck moved us closer and closer to that goal. We adjusted wish lists; we debated pros and cons; we saved money; we spent money; we played the “What if” game (you know – “what if this happens, what if that happens?”); we had dates nights focused around this topic; we went to Adoration and prayed about it – we were diligent about it!
J1 and J2 came home mid-December for college break. It was a little like a time warp back two years to when everyone was still home. It was SO nice – comfortable, enjoyable, it felt “right” having them home. But, it did NOT change the FIRE we had embraced whole heartedly a few months back. AND just like that, they are both gone again. J1 moved back a week ago and J2 moved back on the 20th. J6 had the hardest time of all – he really digs his “family time” and for the two “big brothers” to leave again was rough on him. Of course, we know it will be ok in the long run and J6 will snap out of it in time to enjoy welcoming them home for summer break – but it is tough to watch him “suffer” through the separation.
About the same time we were prepping J2 to leave again, our W2s came. This was it – we had anxiously anticipated this for months…..what would our tax situation do to our FIRE plan? MrTB4M knew it would be bad, he KNEW we were going to be in a “situation”…..and then, there it was. The moment of truth. Wait! Really, are we seeing things? Taxes are much better than we thought. The FIRE dream continues!
In fact, we actually have accelerated the plan and are preparing to pull the trigger at any time. There are a few perks that may happen if we hold out a few weeks, but the reality is it is happening! Of course, we will debate this back and forth and question ourselves over and over until we finally just make the leap – that is just how we roll. But, we both KNOW that there have been plenty of “messages” that this is the right thing; that this can happen; that we can make it work; and that this is part of our journey.
2019, bring it on!